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Policyholder


Let’s take a look at the types of jumpers available and who should ideally buy these jumpers with life insurance. A rider is a voluntary addition that you can usually buy with life insurance. Some familiar riders are the Accidental Death Benefit Rider, Waiver of Premium Rider, Income Benefit Rider, Special Exit Value Rider, Premium …

Renovating or improving a home can be expensive, and homeowners should consider the return on investment they will get (especially if they finance renovations with a loan). To determine if an upgrade is likely to pay off in the long term, it is also worth considering whether the changes to the property could affect home …

There are lessons that society and risk managers in particular, like insurance companies, can learn from the ongoing pandemic. For example, what can we know about people who refuse to be vaccinated? This article will focus on a small subset of a larger group, for example, people who are skeptical about the vaccine as opposed …

A recently released report by the state’s Department of Insurance shows more claims and higher average claim costs resulting from the severe and prolonged winter storm that enveloped Texas in mid-February than previously reported . In the report released on September 1, the Texas Department of Insurance detailed data on property and casualty claims from …

A third federal appeals court has ruled against a policyholder seeking business interruption coverage for lost income due to the coronavirus pandemic. A panel from the 6th Circuit Court of Appeals, in a released ruling released Wednesday, upheld a district court ruling that found government orders forcing a restaurant to shut down its dining hall …

Are you considering whether to include the offer of a wellness program as part of a long-term care insurance policy? Your homework should include reviewing what is happening at the legislative and regulatory and NAIC levels. LTCI and RBO – Background As state insurance regulators continue to analyze the health of the long-term care insurance …

Chairs sit on tables at a closed restaurant in Columbus, Ohio, USA, May 1, 2020. REUTERS / Megan Jelinger Summary Law firms Related documents Continuation of the winning streak on appeal for insurers Ohio restaurant said “loss” of property included loss of use The company and law firm names shown above are generated automatically based …

Did you know that the country’s national savings rate rose from 14.2% in December 2020 to 18% in the first quarter of this year – the highest since 2010? According to the South African Reserve Bank, this reflects household spending patterns amid the uncertainty surrounding the Covid-19 pandemic. Hennie Blignaut, account manager at payment platform …

But this was not true in all areas. Young participants in particular expressed interest in policies in which driver use or behavior is taken into account in the risk assessment. They also tend to be more drawn to a streamlined user experience, whether it’s online or on their phone. “As digital natives, it’s our bread …

FILE – In this file photo from December 3, 2018, a vehicle rests in front of a house leveled by Camp Fire in Paradise, Calif. Homeowners and renters in 22 northern California counties are guaranteed not to lose their property insurance policies over the next year after the state announced a moratorium on Monday, September …