The BIBA program provides cancellation coverage and medical expenses for those who have been vaccinated and wish to travel to places that the UK Foreign, Commonwealth and Development Office (FCDO) advises against “all but essential travel” where this advice is only to be found. cause of Covid -19.
In addition, it covers several other scenarios that are not covered in the majority of travel insurance products such as cancellation due to failure to complete your vaccination course due to illness, adverse reaction to the Covid vaccine- 19 within 14 days of scheduled departure date, and canceled due to self-isolate order by UK Government’s Test and Trace service.
This is in addition to the standard coverage for Covid-19 emergency medical care, repatriation costs, and any additional costs for travel and accommodation abroad if the insured catches Covid-19. Children who have not been vaccinated will also be covered by the policy as long as they are under 18, have not refused a vaccine when offered one, and the government has not. not announced the deployment of the vaccine for those under 18.
Graeme Trudgill, Executive Director of BIBA, said: “This welcome new additional coverage from the BIBA Holiday Travel program with Jackson Lee Underwriting (JLU) may provide vaccinated vacationers with added peace of mind when booking vacations. This allows them to enjoy their trip with the confidence that they have comprehensive travel insurance that offers great insurance protection for Covid risks and even tracking and tracing self-isolation. “
Increasingly Busy Insurance Brokers
Dipesh Patel, Senior Underwriter for JLU, added: “The traffic light system announced by the government to reopen our borders means insurance brokers can expect to be busier and busier. by international travel quotes. Many insurances will now have Covid-related coverage elements, but there is a huge difference between the formulations currently offered.
“Obviously, the pandemic has been a worrying and difficult time for many, but as we begin to look ahead and reopen our borders, we are in a great position to ensure that we equip brokers and their customers with first-class coverage, to give them the extra confidence and protection they need to get back on the move.
The main eligibility condition for the extension is that policyholders must have, or have booked, the proposed Covid-19 vaccinations as soon as possible.
Meanwhile, as a major issue in its 2021 manifesto, BIBA is calling on the industry to integrate signage to help customers better access insurance.